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Don’t Settle! Get a Smarter Loan Today.
Who We Are
NOVUS Home Mortgage is more than a lender—we’re your partner in saving money on your mortgage. With personalized loan options and expert reviews, we help you beat your current loan estimate with better rates and lower costs. Our mission is to make the mortgage process simple, transparent, and focused on your savings.
Our Mission
We make mortgage savings accessible to everyone—no matter where you are in the process. At NOVUS, we deliver clear, competitive offers and personalized solutions that save you money and simplify your loan decisions.
Why Choose NOVUS Home Mortgage?
With 20+ years of experience, NOVUS delivers better mortgage deals not just promises.
We beat your current loan estimate with lower rates, reduced fees, and zero pressure.
Fast Pre-Approval Process
Get your loan reviewed and improved—fast. Upload your estimate and get a better offer in minutes.
Customized Mortgage Solutions
Whether it’s FHA, VA, or conventional, we beat your quote with smarter, lower-cost loan options.
Transparent & Competitive
No hidden fees, no gimmicks just honest comparisons and better rates than what you’ve already received.
Expert Loan Review Team
Our seasoned pros analyze your loan estimate and show you how much more you could save with NOVUS.
Rick Lacey
Senior Loan Officer
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